4429 Cosette Lane N

Hugo, MN
$ 579,900 Beds 4 Baths 3.5 Sq 3,248 Virtual Tour
Monthly Estimate* How much can I afford?

Welcome to your dream home nestled on a prime lot in the highly sought-after Victor Gardens neighborhood! This stunning two-story, 4-bedroom, 4-bathroom residence boasts exceptional curb appeal and is flooded with beautiful natural light throughout.Step from the cozy front porch into an inviting main level featuring gleaming hardwood floors and a seamless open-concept design. The comfortable living room centers around a warm gas fireplace, flowing effortlessly into the dining space and gourmet kitchen. Perfect for cooking and entertaining, the kitchen offers a center island, premium stainless steel appliances, and direct access to a grilling patio. A sun-drenched sitting/sunroom, convenient half-bath, and a dedicated laundry/mudroom complete the main floor.The upper level serves as a private sanctuary. The spacious primary suite features a massive walk-in closet and a spa-like bathroom complete with dual vanities, a separate shower, and a farmhouse-style soaking tub. Two additional large bedrooms and a full bathroom are also located on this level.The fully finished lower level provides ultimate flexibility for modern living. It hosts a massive recreation/family room, a flexible fourth bedroom or private home office, and a 3/4 bathroom. Entertain guests with ease at the built-in wet bar, fully equipped with a sink, microwave, and refrigerator. You will also find an abundant amount of storage space.Storage abounds in the oversized two-stall garage, but the true crown jewel of this property is the backyard oasis. Step outside onto the main deck to find a gorgeous screened-in porch overlooking a private, peaceful backyard. Relax by the outdoor fireplace while taking in serene views of nature and the neighborhood pond.Living in Victor Gardens means enjoying premium community amenities including walking paths, parks, sports fields, a community pool, tennis courts, and a clubhouse. Plus, you are just minutes from grocery stores, restaurants, workout facilities, and shopping. Don't miss this incredible opportunity!

Single Family

  • Price
  • $ 579,900
  • City
  • Hugo
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • WASHINGTON
  • Half Bathrooms
  • 1
  • Area
  • Victor Gardens
  • Lot Size
  • 0.252 Acres
  • Zip
  • 55038
  • Sqr Footage
  • 3,248
  • Year Built
  • 2004
  • Taxes
  • $ 7650
  • Style
  • Single Family
  • MLS#
  • 7095343
Listed By: POP Realty MN
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 3248
Sewer City Sewer/Connected
Heating Forced Air
Cooling Central Air
Roof Architectural Shingle
Appliances Air-To-Air Exchanger,Dishwasher,Disposal,Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Washer,Water Softener Owned
HOA Fee 305
Garage Spaces 2
Association Fee Includes Professional Mgmt,Recreation Facility,Sanitation,Shared Amenities
Year Built 2004
Electric Circuit Breakers
Levels Two
Property Subtype Single Family
Tax Year 2026
Waterfront Features Pond
Accessibility None
Assoc Fee Paid Per Quarterly
County Washington
New Construction No
Property Type Residential
HOA Yes
Contingency None
Subdivision Name Victor Gardens
Full Baths 2
Directions 35E to City Road 14,East to Victor Hugo Blvd,South to Cosette Lane N. House is 2nd on the left.
City Hugo
Association Name Victor Gardens Comm HOA & Victor Gardens SF Villag
High School District White Bear Lake
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 7650
Additional Parcels Y/N No
Standard Status Active
Lender Owned No
Amenities Unit Ceiling Fan(s),Deck,Hardwood Floors,Kitchen Center Island,Kitchen Window,Primary Bedroom Walk-In Closet,Natural Woodwork,Patio,Paneled Doors,Porch,Washer/Dryer Hookup
PostalCity Hugo

Interior Features

Basement Daylight/Lookout Windows,Drain Tiled,Egress Window(s),Finished,Full,Storage Space,Sump Pump
Total Fireplaces 1
Fireplace Features Gas,Living Room
Basement (Y/N) Yes
Fireplace Y/N Yes
Above Grade Finished Area 2186
Half Baths 1
3/4 Baths 1
Laundry Features Laundry Room,Main Level,Sink,Washer Hookup
Total Bedrooms 4
Below Grade Finished Area 1062
Total Baths 4
Bath Desc 3/4 Basement,Double Sink,Full Primary,Private Primary,Main Floor 1/2 Bath,Separate Tub & Shower,Upper Level Full Bath
Dining Room Description Kitchen/Dining Room
Fuel Natural Gas
Garage Dimensions 25x21
Garage Square Feet 525

Exterior Features

Parking Features Attached Garage,Asphalt,Electric,Storage
Lot Features Irregular Lot,Tree Coverage - Medium
Water Source City Water/Connected
Lot Size Area 0.252
Building Area Total 3332
Lot Dimensions 60x105x131x126
Waterfront Y/N No
Foundation Area 1146
Road Frontage Type City Street
Road Responsibility Public Maintained Road

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Faribault, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

6/18/2026 Listed $634,900
7/6/2026 4% - $614,900
7/29/2026 4% - $594,900
8/19/2026 3% - $579,900

Property vs Zip Code Average in 55038

Price
AVG $720K
$580K
Taxes
AVG $5,474
$7,650
Year Built
AVG 2012
2004
Visits
AVG 168
265
Data Provided by Inside Real Estate®

4429 Cosette Lane N Hugo, MN is a Single Family Home for sale at $579900 with 3248 sqft and a lot size of 0.252 Acres Acre(s). 4429 Cosette Lane N Hugo has 4 bedrooms, 3 baths and was built in 2004. The property's zip code is 55038 which is in Hugo, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.