4520 Cosette Lane N

Hugo, MN
$ 797,947 Beds 4 Baths 2.5 Sq 2,590
Monthly Estimate* How much can I afford?

Build your custom dream home in the sought-after Victor Gardens community in Hugo. This impressive two-story floor plan features a bright open-concept, an expansive four-bedroom layout, and a bonus room. Every detail of this home has been thoughtfully considered, offering a standard level of finish that other builders typically reserve for expensive upgrades. Exterior & Utility- Among the many things included are fully insulated 3-car garage, premium Hardie siding on all four sides, and durable, low-maintenance Trex decking on the front and side porches. You also have your choice of elegant black or white windows. Main Living Areas- Inside, the living spaces feature elite architectural enhancements such as a striking box vaulted ceiling with custom decorative wood beams, stained 4’ newel post with wrought iron spindled railings, luxury vinyl floors, and a dramatic floor-to-ceiling fireplace. Kitchen-The kitchen offers superior functionality and design with cabinets that extend all the way to the ceiling, beautiful 3 cm quartz countertops, a classic farmhouse sink, and a stylish wood exhaust hood. Bathrooms- The bathrooms are finished with quartz counters, and the primary bath includes a tile/glass shower and a separate soaking tub. See the supplements for a complete list of all the amazing included features and elite upgrades! This home can be personalized to your wishes! Please note that the displayed home is a past example and includes some additional upgrades. You'll love the location, situated directly across the street from Val Jean Park. Residents enjoy access to fantastic amenities, including a rec center, pool, trails, tennis courts, and parks!

Single Family

  • Price
  • $ 797,947
  • City
  • Hugo
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • WASHINGTON
  • Half Bathrooms
  • 1
  • Area
  • Victor Gardens
  • Lot Size
  • 0.225 Acres
  • Zip
  • 55038
  • Sqr Footage
  • 2,590
  • Year Built
  • 2026
  • Taxes
  • $ 1450
  • Style
  • Single Family
  • MLS#
  • 7011932
Listed By: Counselor Realty, Inc.
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 2590
Sewer City Sewer/Connected
Heating Forced Air
Cooling Central Air
Roof Age 8 Years or Less,Architectural Shingle
Appliances Air-To-Air Exchanger,Dishwasher,Disposal,Dryer,ENERGY STAR Qualified Appliances,Exhaust Fan,Humidifier,Gas Water Heater,Microwave,Range,Refrigerator,Washer,Water Softener Owned
HOA Fee 317
Garage Spaces 3
Association Fee Includes Professional Mgmt,Recreation Facility,Sanitation,Shared Amenities
Pool Features Below Ground,Outdoor,Shared
Year Built 2026
Electric Circuit Breakers
Levels Two
Property Subtype Single Family
Tax Year 2025
Accessibility None
Assoc Fee Paid Per Quarterly
County Washington
New Construction No
Property Type Residential
HOA Yes
Contingency None
Subdivision Name Victor Gardens
Full Baths 2
Directions 35-E North to Frenchman Rd. South to Victor Hugo Blvd. N,right on Victor Path,Cosette Ln. to home.
City Hugo
Association Name Associa MN
High School District White Bear Lake
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 1450
Additional Parcels Y/N No
Builder Name PRAIRIE HOMES LIMITED LIABILITY COMPANY
Standard Status Active
Lender Owned No
Amenities Unit Kitchen Center Island,Kitchen Window,Primary Bedroom Walk-In Closet,Porch,In-Ground Sprinkler,Vaulted Ceiling(s),Washer/Dryer Hookup,Walk-In Closet
PostalCity Hugo

Interior Features

Basement Drain Tiled,Egress Window(s),Concrete,Unfinished
Total Fireplaces 1
Fireplace Features Gas,Living Room
Basement (Y/N) Yes
Fireplace Y/N Yes
Above Grade Finished Area 2590
1/4 Baths 1
Laundry Features Gas Dryer Hookup,Laundry Room,Sink,Upper Level,Washer Hookup
Total Bedrooms 4
Total Baths 3
Bath Desc Double Sink,Bathroom Ensuite,Full Primary,Main Floor 1/2 Bath,Separate Tub & Shower,Upper Level Full Bath,Walk-In Shower Stall
Dining Room Description Eat In Kitchen,Informal Dining Room
Fuel Natural Gas
Garage Dimensions 23x34.3
Garage Square Feet 788

Exterior Features

Fencing None
Parking Features Attached Garage,Asphalt,Garage Door Opener,Insulated Garage
Lot Features Sod Included in Price,Tree Coverage - Light
Water Source City Water/Connected
Lot Size Area 0.225
Building Area Total 3686
Lot Dimensions 68x160x68x163
Waterfront Y/N No
Foundation Area 1096
Road Frontage Type City Street,Sidewalks

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Faribault, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

1/26/2026 Listed $797,947

Property vs Zip Code Average in 55038

Price
AVG $720K
$800K
Taxes
AVG $5,474
$1,450
Year Built
AVG 2012
2026
Visits
AVG 168
795
Data Provided by Inside Real Estate®

4520 Cosette Lane N Hugo, MN is a Single Family Home for sale at $797947 with 2590 sqft and a lot size of 0.225 Acres Acre(s). 4520 Cosette Lane N Hugo has 4 bedrooms, 2 baths and was built in 2026. The property's zip code is 55038 which is in Hugo, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.