2641 Stillwater Street

White Bear Lake, MN
$ 895,000 Beds 4 Baths 3 Sq 3,200
Monthly Estimate* How much can I afford?

Rare opportunity to build with highly regarded local builder Cox Contracting in the historic White Bear Beach community. Use their plans or bring your own to create a truly custom home. Located one block from White Bear Beach, this property allows access to the association's private beach and dock w/ membership to the WBBCC. Nearby amenities include public tennis courts, a large public park and a ballfield. Quiet street with alley access. A unique chance to build in a sought-after neighborhood.

Single Family

  • Price
  • $ 895,000
  • City
  • White Bear Lake
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • RAMSEY
  • Half Bathrooms
  • 0
  • Area
  • White Bear Beach
  • Lot Size
  • 0.22 Acres
  • Zip
  • 55110
  • Sqr Footage
  • 3,200
  • Year Built
  • 2027
  • Taxes
  • $ 3288
  • Style
  • Single Family
  • MLS#
  • 7148417
Listed By: LaBelle Real Estate Group Inc
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 3200
Sewer City Sewer/Connected
Heating Forced Air
Cooling Central Air
Roof Age 8 Years or Less,Architectural Shingle,Metal
Appliances Air-To-Air Exchanger,Cooktop,Dishwasher,Disposal,Double Oven,Dryer,Exhaust Fan,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliances,Washer
HOA Fee 50
Garage Spaces 2
Association Fee Includes Beach Access
Construction Materials Frame
Year Built 2027
Electric 150 Amp Service
Levels One
Property Subtype Single Family
Tax Year 2026
Waterfront Features Association Access
Accessibility Soaking Tub
Assoc Fee Paid Per Annually
County Ramsey
New Construction No
Property Type Residential
HOA Yes
Contingency None
Subdivision Name White Bear Beach
Full Baths 2
Directions Portland North to Stillwater east
City White Bear Lake
Association Name White Bear Beach
High School District White Bear Lake
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 3288
Additional Parcels Y/N No
Builder Name COX CONTRACTING LLC
Standard Status Active
Lender Owned No
Amenities Unit Ceiling Fan(s),Dock,Hardwood Floors,Kitchen Center Island,Primary Bedroom Walk-In Closet,Main Floor Primary Bedroom,Natural Woodwork,Paneled Doors,Porch,Tennis Court,Tile Floors,Washer/Dryer Hookup,W
PostalCity White Bear Lake

Interior Features

Basement Drain Tiled,Egress Window(s),Finished,Full,Kitchenette,Sump Pump
Total Fireplaces 1
Fireplace Features Family Room,Gas,Living Room,Stone
Basement (Y/N) Yes
Fireplace Y/N Yes
Above Grade Finished Area 1600
3/4 Baths 1
Total Bedrooms 4
Below Grade Finished Area 1600
Total Baths 3
Bath Desc Full Primary,Private Primary,Main Floor Full Bath
Dining Room Description Informal Dining Room
Fuel Natural Gas
Garage Dimensions 26x26
Garage Door Width 8
Garage Square Feet 624

Exterior Features

Fencing None
Parking Features Attached Garage,Asphalt,Electric Vehicle Charging Station(s),Garage Door Opener,Guest Parking
Lot Features Tree Coverage - Medium
Water Source City Water/Connected
Lot Size Area 0.22
Building Area Total 3200
Lot Dimensions 80x140
Waterfront Y/N No
Foundation Area 1600
Road Frontage Type City Street
Road Responsibility Public Maintained Road

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Faribault, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

9/24/2026 Listed $895,000

Property vs Zip Code Average in 55110

Price
AVG $530K
$900K
Taxes
AVG $6,037
$3,288
Year Built
AVG 1975
2027
Visits
AVG 64
4
Data Provided by Inside Real Estate®

2641 Stillwater Street White Bear Lake, MN is a Single Family Home for sale at $895000 with 3200 sqft and a lot size of 0.22 Acres Acre(s). 2641 Stillwater Street White Bear Lake has 4 bedrooms, 3 baths and was built in 2027. The property's zip code is 55110 which is in White Bear Lake, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.