1609 3rd Street S

Cold Spring, MN
$ 409,500 Beds 5 Baths 3 Sq 2,834
Monthly Estimate* How much can I afford?

This brand new 5 bedroom, 3 bathroom, 2-car garage home features an open floor plan and a vaulted ceiling in the living, dining, and kitchen. The kitchen boasts laminate floors, dark cabinets, an island, pantry, granite countertops, and upgraded stainless steel appliances. The owners suite includes a private bathroom. The finished walk out lower level offers a family room, two additional bedrooms, and a full bathroom. The property is perfect for those who are looking for a brand new home with plenty of space and modern features. Don't miss your chance to own this fantastic property!

Single Family

  • Price
  • $ 409,500
  • City
  • Cold Spring
  • Bedrooms
  • 5
  • Full Bathrooms
  • 3
  • County
  • STEARNS
  • Half Bathrooms
  • 0
  • Area
  • Granite Ledge
  • Lot Size
  • 0.225 Acres
  • Zip
  • 56320
  • Sqr Footage
  • 2,834
  • Year Built
  • 2026
  • Taxes
  • $ 668
  • Style
  • Single Family
  • MLS#
  • 7147944
Listed By: RE/MAX Results
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 2834
Sewer City Sewer/Connected
Heating Forced Air
Cooling Central Air
Roof Age 8 Years or Less,Asphalt,Pitched
Appliances Air-To-Air Exchanger,Dishwasher,Disposal,Microwave,Range,Refrigerator,Stainless Steel Appliances
Garage Spaces 3
Pool Features None
Construction Materials Concrete,Frame
Year Built 2026
Electric Circuit Breakers,200+ Amp Service
Levels Split Entry (Bi-Level)
Property Subtype Single Family
Tax Year 2026
Accessibility None
County Stearns
New Construction No
Property Type Residential
HOA No
Contingency None
Subdivision Name Granite Ledge 4
Full Baths 1
Directions I-94 towards St Cloud,MN-23 West to Paynesville,right onto 14th Ave S,left onto 3rd St S
City Cold Spring
High School District Rocori
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 668
Additional Parcels Y/N No
Builder Name CRAFTSMAN CUSTOM HOMES INC
Standard Status Active
Lender Owned No
Amenities Unit Hardwood Floors,Kitchen Center Island,Kitchen Window,Primary Bedroom Walk-In Closet,Vaulted Ceiling(s),Washer/Dryer Hookup
Community Name Granite Ledge
PostalCity Cold Spring

Interior Features

Basement Daylight/Lookout Windows,Drain Tiled,Finished,Full,Sump Basket,Sump Pump
Basement (Y/N) Yes
Fireplace Y/N No
Above Grade Finished Area 1473
3/4 Baths 2
Laundry Features Gas Dryer Hookup,Lower Level,Washer Hookup
Total Bedrooms 5
Below Grade Finished Area 1361
Total Baths 3
Bath Desc 3/4 Basement,3/4 Primary,Private Primary,Upper Level Full Bath
Dining Room Description Informal Dining Room,Living/Dining Room
Fuel Natural Gas
Garage Dimensions 29x24
Garage Door Width 7
Garage Square Feet 696

Exterior Features

Fencing None
Parking Features Attached Garage,Asphalt,Garage Door Opener,Insulated Garage
Water Source City Water/Connected
Lot Size Area 0.225
Building Area Total 2834
Lot Dimensions 75x132
Waterfront Y/N No
Foundation Area 1473
Road Frontage Type City Street,Curbs,Paved Streets,Street Lights,Storm Sewer
Road Responsibility Public Maintained Road

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Faribault, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

9/24/2026 Listed $409,500

Property vs Zip Code Average in 56320

Price
AVG $390K
$410K
Taxes
AVG $2,879
$668
Year Built
AVG 1971
2026

1609 3rd Street S Cold Spring, MN is a Single Family Home for sale at $409500 with 2834 sqft and a lot size of 0.225 Acres Acre(s). 1609 3rd Street S Cold Spring has 5 bedrooms, 3 baths and was built in 2026. The property's zip code is 56320 which is in Cold Spring, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.