2523 Oak Court

White Bear Lake, MN
$ 435,000 Beds 3 Baths 2 Sq 2,379
Monthly Estimate* How much can I afford?

Nestled along Pepper Tree Pond on a quiet cul-de-sac, this inviting 3+ bedroom walkout rambler reflects years of thoughtful care, maintenance, and improvement. The home offers a comfortable, well-kept setting with numerous updates completed over time, allowing the next owner to simply move in and enjoy. 1 year warranty adds additional peace of mind! The pond adds a special recreational element to the property, with opportunities for kayaking or canoeing in the warmer months and the potential for winter skating when conditions allow. A peaceful setting, established neighborhood, and cul-de-sac location combine to create a home that feels both private and convenient. See the updates and details for yourself via additional Pics, floorplans and supplements. You won't want to miss it!

Single Family

  • Price
  • $ 435,000
  • City
  • White Bear Lake
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • RAMSEY
  • Half Bathrooms
  • 0
  • Area
  • Lakewood North Second - Addition
  • Lot Size
  • 0.28 Acres
  • Zip
  • 55110
  • Sqr Footage
  • 2,379
  • Year Built
  • 1978
  • Taxes
  • $ 6257
  • Style
  • Single Family
  • MLS#
  • 7147757
Listed By: Edina Realty, Inc.
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 2379
Sewer City Sewer/Connected
Heating Forced Air,Fireplace(s)
Cooling Central Air
Roof Age 8 Years or Less
Appliances Dishwasher,Disposal,Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliances,Washer
Garage Spaces 2
Pool Features None
Construction Materials Block,Frame
Year Built 1978
Electric Circuit Breakers
Levels One
Property Subtype Single Family
Tax Year 2026
Waterfront Features Pond
Accessibility None
County Ramsey
New Construction No
Property Type Residential
HOA No
Contingency None
Subdivision Name Lakewood North Second,Addition
Other Structures Storage Shed
Full Baths 1
Directions County Road E,south on Bellaire Road,east on Oak to home on left.
City White Bear Lake
High School District White Bear Lake
Zoning Description Shoreline,Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 6257
Additional Parcels Y/N No
Standard Status Active
Lender Owned No
Amenities Unit Ceiling Fan(s),Deck,Exercise Room,Hardwood Floors,Kitchen Window,Main Floor Primary Bedroom,Natural Woodwork,Porch,Panoramic View,Security System,Sun Room,Tile Floors,Vaulted Ceiling(s)
PostalCity White Bear Lake

Interior Features

Basement Block,Finished,Walkout
Total Fireplaces 1
Fireplace Features Gas,Insert,Living Room
Basement (Y/N) Yes
Fireplace Y/N Yes
Above Grade Finished Area 1579
3/4 Baths 1
Laundry Features Lower Level,Laundry Room,Sink
Total Bedrooms 3
Below Grade Finished Area 800
Total Baths 2
Bath Desc Private Primary,Main Floor 3/4 Bath,Main Floor Full Bath,Rough In
Dining Room Description Breakfast Area,Informal Dining Room,Kitchen/Dining Room,Living/Dining Room
Foundation Dimensions 22x35x12x17x37x35
Fuel Natural Gas
Garage Dimensions 21x21
Garage Door Width 7
Garage Square Feet 441

Exterior Features

Fencing None
Parking Features Attached Garage,Asphalt,Garage Door Opener
Lot Features Accessible Shoreline,Public Transit (w/in 6 blks),Tree Coverage - Medium
Water Source City Water/Connected
Lot Size Area 0.28
Building Area Total 2723
Lot Dimensions 73x164
Waterfront Y/N No
Foundation Area 1436
Road Frontage Type City Street,Curbs,Paved Streets
Road Responsibility Public Maintained Road

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Faribault, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

9/23/2026 Listed $435,000

Property vs Zip Code Average in 55110

Price
AVG $530K
$440K
Taxes
AVG $6,037
$6,257
Year Built
AVG 1975
1978

2523 Oak Court White Bear Lake, MN is a Single Family Home for sale at $435000 with 2379 sqft and a lot size of 0.28 Acres Acre(s). 2523 Oak Court White Bear Lake has 3 bedrooms, 2 baths and was built in 1978. The property's zip code is 55110 which is in White Bear Lake, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.