4005 21st Avenue S

Saint Cloud, MN
$ 269,900 Beds 2 Baths 1 Sq 1,033
Monthly Estimate* How much can I afford?

Welcome to this beautifully maintained, low-maintenance home situated on a generous corner lot! Step inside to an inviting open layout where the heart of the home features a spacious kitchen complete with stunning oak cabinets, stainless steel appliances, an expansive center island, and an abundance of cupboard and counter space. The adjacent large dining room is perfect for hosting meals. Both the kitchen and dining areas feature artistic tile flooring. The elevated living room feels bright and airy, flooded with beautiful natural light. Both bedrooms are spacious, providing plenty of personal space. Move-in ready convenience is guaranteed with the inclusion of a washer and dryer and new paint throughout the interior. Designed for modern efficiency and peace of mind, the property features low-maintenance vinyl siding, a high-efficiency furnace, and an air exchanger to keep utility costs low year-round. Build equity with the lower level that is ready for finishing a future family room, bedroom and bathroom. Complete with a three-stall attached garage providing storage or workshop potential, this standout property truly checks every box. Convenient South St Cloud location!

Single Family

  • Price
  • $ 269,900
  • City
  • Saint Cloud
  • Bedrooms
  • 2
  • Full Bathrooms
  • 1
  • County
  • STEARNS
  • Half Bathrooms
  • 0
  • Area
  • Southern Ridge
  • Lot Size
  • 0.18 Acres
  • Zip
  • 56301
  • Sqr Footage
  • 1,033
  • Year Built
  • 2007
  • Taxes
  • $ 2876
  • Style
  • Single Family
  • MLS#
  • 7145477
Listed By: Coldwell Banker Realty
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 1033
Sewer City Sewer/Connected
Heating Forced Air
Cooling Central Air
Roof Age Over 8 Years,Architectural Shingle
Appliances Air-To-Air Exchanger,Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
Garage Spaces 3
Construction Materials Block
Year Built 2007
Electric Circuit Breakers
Levels Three Level Split
Property Subtype Single Family
Tax Year 2026
Accessibility None
County Stearns
New Construction No
Property Type Residential
HOA No
Contingency None
Subdivision Name Southern Ridge
Full Baths 1
Directions South on Cooper Ave,right on 40th St S,left on 21st Ave S,home is on the corner.
City Saint Cloud
High School District St. Cloud
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 2876
Additional Parcels Y/N No
Standard Status Active
Lender Owned No
PostalCity Saint Cloud

Interior Features

Basement Daylight/Lookout Windows,Unfinished
Basement (Y/N) Yes
Fireplace Y/N No
Above Grade Finished Area 1033
Laundry Features In Basement
Total Bedrooms 2
Total Baths 1
Bath Desc Rough In,Upper Level Full Bath
Dining Room Description Kitchen/Dining Room
Fuel Natural Gas
Garage Dimensions 22x32
Garage Square Feet 598

Exterior Features

Fencing None
Parking Features Attached Garage
Lot Features Corner Lot
Water Source City Water/Connected
Lot Size Area 0.18
Building Area Total 1737
Lot Dimensions 71x112
Waterfront Y/N No
Foundation Area 1033
Road Frontage Type City Street
Road Responsibility Public Maintained Road

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Faribault, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

9/22/2026 Listed $269,900

Property vs Zip Code Average in 56301

Price
AVG $400K
$270K
Taxes
AVG $5,238
$2,876
Year Built
AVG 1983
2007
Visits
AVG 155
9
Data Provided by Inside Real Estate®

4005 21st Avenue S Saint Cloud, MN is a Single Family Home for sale at $269900 with 1033 sqft and a lot size of 0.18 Acres Acre(s). 4005 21st Avenue S Saint Cloud has 2 bedrooms, 1 baths and was built in 2007. The property's zip code is 56301 which is in Saint Cloud, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.