115 Spruce Street

Mahtomedi, MN
$ 385,000 Beds 3 Baths 2.5 Sq 1,799
Monthly Estimate* How much can I afford?

Discover the perfect blend of timeless character and modern comfort in this beautifully updated and meticulously maintained Mahtomedi home. The upper level offers three inviting bedrooms, including a private primary suite, while three bathrooms provide plenty of space and convenience. At the heart of the home, the stylishly updated kitchen features gleaming quartz countertops, newer stainless-steel appliances, a gas range, and a spacious walk-in pantry—ideal for everyday living and entertaining. Step outside onto the deck to relax and enjoy the peaceful, private views. Additional improvements include a newer roof and a garage built in 2017, offering added value and peace of mind. Membership in the Spruce Street Dock Association provides access to White Bear Lake, the beach, and dock. Outdoor enthusiasts will also appreciate the home’s proximity to Wolgamot Way, a dedicated section of the larger Lake Links Trail. Located within the award-winning Mahtomedi school district, this character-filled home offers an exceptional combination of thoughtful updates, lake access, outdoor recreation, and an outstanding location. Move right in and enjoy the best of the Mahtomedi lifestyle!

Single Family

  • Price
  • $ 385,000
  • City
  • Mahtomedi
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • WASHINGTON
  • Half Bathrooms
  • 1
  • Area
  • Mahtomedi Heights
  • Lot Size
  • 0.188 Acres
  • Zip
  • 55115
  • Sqr Footage
  • 1,799
  • Year Built
  • 1901
  • Taxes
  • $ 5048
  • Style
  • Single Family
  • MLS#
  • 7137509
Listed By: LaBelle Real Estate Group Inc
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 1799
Sewer City Sewer/Connected
Heating Forced Air
Cooling Central Air
Roof Asphalt
Appliances Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
HOA Fee 200
Garage Spaces 2
Association Fee Includes Beach Access,Dock
Pool Features None
Construction Materials Block
Year Built 1901
Electric Circuit Breakers
Levels Two
Property Subtype Single Family
Tax Year 2026
Waterfront Features Association Access,Deeded Access
Accessibility None
Assoc Fee Paid Per Annually
County Washington
New Construction No
Property Type Residential
HOA Yes
Contingency None
Subdivision Name Mahtomedi Heights
Full Baths 1
Directions 694 to Century go north to Hwy 244/ Mahtomedi Ave Turn right to Spruce St. Home on left.
City Mahtomedi
Association Name Spruce St. Dock Association
High School District Mahtomedi
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 5048
Additional Parcels Y/N No
Standard Status Active
Lender Owned No
Amenities Unit Deck,Washer/Dryer Hookup
PostalCity Mahtomedi

Interior Features

Basement Block,Crawl Space,Unfinished
Basement (Y/N) Yes
Fireplace Y/N No
Above Grade Finished Area 1799
Half Baths 1
3/4 Baths 1
Total Bedrooms 3
Total Baths 3
Bath Desc Main Floor 1/2 Bath,Upper Level 3/4 Bath,Upper Level Full Bath
Dining Room Description Kitchen/Dining Room
Fuel Natural Gas
Garage Square Feet 440

Exterior Features

Fencing Wood
Parking Features Detached Garage,Gravel
Lot Features Tree Coverage - Medium
Water Source City Water/Connected
Lot Size Area 0.188
Building Area Total 2869
Lot Dimensions 60x136
Waterfront Y/N No
Foundation Area 1070

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Faribault, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

9/15/2026 Listed $385,000

Property vs Zip Code Average in 55115

Price
AVG $670K
$390K
Taxes
AVG $5,391
$5,048
Year Built
AVG 1977
1901
Visits
AVG 114
20
Data Provided by Inside Real Estate®

115 Spruce Street Mahtomedi, MN is a Single Family Home for sale at $385000 with 1799 sqft and a lot size of 0.188 Acres Acre(s). 115 Spruce Street Mahtomedi has 3 bedrooms, 2 baths and was built in 1901. The property's zip code is 55115 which is in Mahtomedi, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.