10315 99th Street Ne

Otsego, MN
$ 524,900 Beds 4 Baths 2 Sq 2,030
Monthly Estimate* How much can I afford?

This one has it all! Set on over 1.5 acres with beautiful golf course views, plenty of room to roam, and an impressive 26x38 heated detached garage with a bonus room above! This 4-bedroom home offers 2,110 sq ft with thoughtful updates and abundant storage throughout. The exterior shines with new siding, stone and shakes, plus two new windows. Inside, you’ll love the giant entry closet, newer washer and dryer, and newer water heater. The attached garage adds even more convenience with tons of attic storage. The detached garage is insulated with insulated doors, heated, and was built ready for in-floor heat, offering incredible space for vehicles, toys, hobbies, or projects, while the bonus room above has endless possibilities! Outside, the giant patio with gas fire pit is the perfect place to relax or entertain while taking in the beautiful golf course views. Add in apple trees, a recently resealed driveway, two PID numbers, and a new septic system coming soon, and you have a property that checks all the boxes! Acreage, golf course views, flexible living space, and exceptional garage space make this a rare find!

Single Family

  • Price
  • $ 524,900
  • City
  • Otsego
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • WRIGHT
  • Half Bathrooms
  • 0
  • Area
  • Island View Estates
  • Lot Size
  • 1.63 Acres
  • Zip
  • 55362
  • Sqr Footage
  • 2,030
  • Year Built
  • 1992
  • Taxes
  • $ 3240
  • Style
  • Single Family
  • MLS#
  • 7133055
Listed By: Luke Real Estate
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 2030
Sewer Private Sewer,Tank with Drainage Field
Heating Forced Air
Cooling Central Air
Roof Asphalt
Appliances Dishwasher,Dryer,Microwave,Range,Refrigerator,Stainless Steel Appliances,Washer
Garage Spaces 4
Year Built 1992
Levels Split Entry (Bi-Level)
Property Subtype Single Family
Tax Year 2025
Accessibility None
Additional Parcels Description 118133001030
County Wright
New Construction No
Property Type Residential
HOA No
Contingency None
Subdivision Name Island View Estates
Other Structures Garage(s)
Full Baths 1
Directions County Road 39 (95th Street NE) to Kadler Avenue NE (North) to 101st Street NE (East) to Kahler Avenue NE (East) to 99th Street NE (West) to home on the left.
City Otsego
High School District Monticello
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 3240
Additional Parcels Y/N Yes
Standard Status Active
Lender Owned No
Amenities Unit Ceiling Fan(s),Deck,Kitchen Window,Natural Woodwork,Patio,Paneled Doors,Panoramic View,Washer/Dryer Hookup,Walk-In Closet
PostalCity Otsego

Interior Features

Basement Daylight/Lookout Windows,Finished,Full,Walkout
Total Fireplaces 1
Fireplace Features Family Room,Gas
Basement (Y/N) Yes
Fireplace Y/N Yes
Above Grade Finished Area 1060
3/4 Baths 1
Laundry Features Lower Level,Laundry Room
Total Bedrooms 4
Below Grade Finished Area 970
Total Baths 2
Bath Desc 3/4 Basement,Upper Level Full Bath
Dining Room Description Kitchen/Dining Room
Foundation Dimensions 25x42
Fuel Natural Gas
Garage Dimensions 21.5x21
Garage Door Width 8
Garage Square Feet 451

Exterior Features

Parking Features Detached Garage,Finished Garage,Heated Garage,Insulated Garage
Lot Features Tree Coverage - Medium
Water Source Private,Well
Lot Size Area 1.63
Building Area Total 2120
Lot Dimensions 120 x 420
Waterfront Y/N No
Foundation Area 1060

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Faribault, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
Agent Photo

Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

8/28/2026 Listed $539,900
9/15/2026 3% - $524,900

Property vs Zip Code Average in 55362

Price
AVG $490K
$520K
Taxes
AVG $3,124
$3,240
Year Built
AVG 1997
1992
Visits
AVG 112
39
Data Provided by Inside Real Estate®

10315 99th Street Ne Otsego, MN is a Single Family Home for sale at $524900 with 2030 sqft and a lot size of 1.63 Acres Acre(s). 10315 99th Street Ne Otsego has 4 bedrooms, 2 baths and was built in 1992. The property's zip code is 55362 which is in Otsego, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.