2421 4th Street

White Bear Lake, MN
$ 439,900 Beds 3 Baths 2 Sq 1,869 Virtual Tour
Monthly Estimate* How much can I afford?

Welcome to this 3-bed, 2-bath split entry that was fully remodeled & is ideally nestled between White Bear Lake & Bald Eagle Lake. Entertain with ease on the main level with bright, open floor concept. Gorgeous kitchen with granite counters, SS appliances, tile backsplash, & center island range. 4-season porch boasts wood beams & shiplap, perfect for large dining room or sitting room, with access to the deck. Beautiful hardwood floors throughout main living area. Unlike many split-entries, this one offers a large foyer to allow space to receive guests & move between floors. 2 bedrooms on the main level includes a primary with walk-thru full bath. The lower level offers a large family room with cozy electric fireplace, 3/4 bath, & 3rd bedroom. Or, use the lower level as one huge primary suite utilizing the smaller bedroom as a walk-in closet & create a private sanctuary! Plenty of storage space in the unfinished area with laundry. You could even expand to add a 4th bedroom! But if storage is what you need, this home has it in spades. 2-car garage features a workshop area, attic storage, plus a separate 12x16 storage shed. The backyard is fully fenced with fire pit, garden beds, swing set & even a children's slide built off the deck! How fun is that? Plus brand new water heater & washer. Nothing to do but move in & enjoy the great amenities of the WBL area!

Single Family

  • Price
  • $ 439,900
  • City
  • White Bear Lake
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • RAMSEY
  • Half Bathrooms
  • 0
  • Area
  • Buffalo Street 2nd Add
  • Lot Size
  • 0.298 Acres
  • Zip
  • 55110
  • Sqr Footage
  • 1,869
  • Year Built
  • 1976
  • Taxes
  • $ 5918
  • Style
  • Single Family
  • MLS#
  • 7131772
Listed By: RE/MAX Results
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 1869
Sewer City Sewer/Connected
Heating Forced Air
Cooling Central Air
Roof Age Over 8 Years,Asphalt
Appliances Dishwasher,Disposal,Dryer,ENERGY STAR Qualified Appliances,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliances,Washer,Water Softener Owned
Garage Spaces 2
Pool Features None
Construction Materials Frame
Year Built 1976
Electric 100 Amp Service
Levels Split Entry (Bi-Level)
Property Subtype Single Family
Tax Year 2026
Accessibility None
County Ramsey
New Construction No
Property Type Residential
HOA No
Contingency None
Subdivision Name Buffalo Street 2nd Add
Other Structures Storage Shed
Full Baths 1
Directions Hwy 61 to 4th Street to home
City White Bear Twp
High School District White Bear Lake
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 5918
Additional Parcels Y/N No
Standard Status Active
Lender Owned No
Amenities Unit Ceiling Fan(s),Deck,Hardwood Floors,Kitchen Center Island,Kitchen Window,Sun Room,Tile Floors,Vaulted Ceiling(s),Washer/Dryer Hookup
PostalCity White Bear Lake

Interior Features

Basement Block,Daylight/Lookout Windows,Egress Window(s),Finished,Full
Total Fireplaces 1
Fireplace Features Brick,Electric,Family Room
Basement (Y/N) Yes
Fireplace Y/N Yes
Above Grade Finished Area 1188
3/4 Baths 1
Laundry Features Gas Dryer Hookup,Lower Level,Washer Hookup
Total Bedrooms 3
Below Grade Finished Area 681
Total Baths 2
Bath Desc 3/4 Basement,Upper Level Full Bath
Dining Room Description Kitchen/Dining Room,Living/Dining Room
Fuel Natural Gas
Garage Dimensions 20x22
Garage Square Feet 488

Exterior Features

Fencing Full
Parking Features Attached Garage,Asphalt,Concrete,Garage Door Opener,Heated Garage,Insulated Garage,Storage
Lot Features Tree Coverage - Light,Underground Utilities
Water Source City Water/Connected
Lot Size Area 0.298
Building Area Total 2100
Lot Dimensions 100x130
Waterfront Y/N No
Foundation Area 912
Road Frontage Type City Street
Road Responsibility Public Maintained Road

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Faribault, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

8/21/2026 Listed $439,900

Property vs Zip Code Average in 55110

Price
AVG $530K
$440K
Taxes
AVG $5,987
$5,918
Year Built
AVG 1975
1976
Visits
AVG 67
39
Data Provided by Inside Real Estate®

2421 4th Street White Bear Lake, MN is a Single Family Home for sale at $439900 with 1869 sqft and a lot size of 0.298 Acres Acre(s). 2421 4th Street White Bear Lake has 3 bedrooms, 2 baths and was built in 1976. The property's zip code is 55110 which is in White Bear Lake, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.