1003 2nd Street S

Cold Spring, MN
$ 384,900 Beds 6 Baths 2 Sq 2,082
Monthly Estimate* How much can I afford?

Space, updates, and garage lovers—this is the one! This beautifully updated 6-bedroom, 2-bath home combines modern style with exceptional everyday functionality. The showstopping kitchen flows seamlessly into the main living area, creating the bright, open-concept layout today’s buyers love. Major updates include a brand-new furnace and central air conditioning system installed in 2026, beautifully renovated bathrooms on both the upper and lower levels, and new flooring throughout. With six bedrooms, there’s plenty of flexible space for a growing household, home office, workout room, or overnight guests. Car enthusiasts and hobbyists will love the incredible garage space: a 2-car attached garage plus an oversized, heated 2-car detached garage—perfect for projects, recreational toys, additional storage, or a year-round workshop. Ideally located near parks, schools, and downtown Cold Spring’s restaurants, shopping, entertainment, and community events, this rare home delivers the space, updates, and location you’ve been searching for. Don’t miss your opportunity—schedule your private showing today!

Single Family

  • Price
  • $ 384,900
  • City
  • Cold Spring
  • Bedrooms
  • 6
  • Full Bathrooms
  • 2
  • County
  • STEARNS
  • Half Bathrooms
  • 0
  • Area
  • Wenners Sub
  • Lot Size
  • 0.28 Acres
  • Zip
  • 56320
  • Sqr Footage
  • 2,082
  • Year Built
  • 1996
  • Taxes
  • $ 162
  • Style
  • Single Family
  • MLS#
  • 7122285
Listed By: Elevate Realty LLC
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 2082
Sewer City Sewer/Connected
Heating Forced Air
Cooling Central Air
Roof Age Over 8 Years,Asphalt,Pitched
Appliances Disposal,Exhaust Fan,Gas Water Heater,Microwave,Range,Refrigerator,Water Softener Rented
Garage Spaces 4
Pool Features None
Construction Materials Block,Frame
Year Built 1996
Electric 200+ Amp Service
Levels Split Entry (Bi-Level)
Property Subtype Single Family
Tax Year 2026
Accessibility None
Assoc Fee Paid Per N/A
County Stearns
New Construction No
Property Type Residential
HOA No
Contingency None
Subdivision Name Wenners Sub
Other Structures Garage(s)
Full Baths 1
Directions From Hwy 23 in Cold Spring,you will go North on Red River Avenue South,then West on 1st Street South. South on 10th Street South and we are the corner lot on 2nd Street South.
City Cold Spring
High School District Rocori
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 162
Additional Parcels Y/N No
Standard Status Active
Lender Owned No
Amenities Unit Ceiling Fan(s),Deck,Kitchen Center Island,Kitchen Window,Primary Bedroom Walk-In Closet,Patio,Porch,Washer/Dryer Hookup
PostalCity Cold Spring

Interior Features

Basement Block,Daylight/Lookout Windows,Egress Window(s)
Basement (Y/N) Yes
Fireplace Y/N No
Above Grade Finished Area 1114
3/4 Baths 1
Laundry Features In Basement
Total Bedrooms 6
Below Grade Finished Area 968
Total Baths 2
Bath Desc 3/4 Basement,Main Floor Full Bath
Dining Room Description Kitchen/Dining Room
Fuel Natural Gas
Garage Dimensions 24x26
Garage Door Width 8
Garage Square Feet 624

Exterior Features

Fencing None
Parking Features Detached Garage,Gravel,Concrete
Lot Features Corner Lot
Water Source City Water/Connected
Lot Size Area 0.28
Building Area Total 2154
Lot Dimensions 80X150
Waterfront Y/N No
Foundation Area 1040
Road Frontage Type City Street,Curbs,Paved Streets,Sidewalks,Street Lights,Storm Sewer
Road Responsibility Public Maintained Road

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Faribault, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

8/5/2026 Listed $425,000
8/17/2026 2% - $418,000
8/19/2026 5% - $399,999
9/1/2026 3% - $389,900
9/11/2026 2% - $384,900

Property vs Zip Code Average in 56320

Price
AVG $390K
$380K
Taxes
AVG $2,879
$162
Year Built
AVG 1971
1996
Visits
AVG 323
50
Data Provided by Inside Real Estate®

1003 2nd Street S Cold Spring, MN is a Single Family Home for sale at $384900 with 2082 sqft and a lot size of 0.28 Acres Acre(s). 1003 2nd Street S Cold Spring has 6 bedrooms, 2 baths and was built in 1996. The property's zip code is 56320 which is in Cold Spring, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.