438 Prairie Street

Clearwater, MN
$ 309,900 Beds 3 Baths 2.5 Sq 1,620
Monthly Estimate* How much can I afford?

Discover the perfect blend of style, comfort, and value in this beautifully designed two-story home. Filled with natural light, the thoughtfully designed floor plan offers three spacious bedrooms on the upper level, along with the convenience of an upstairs laundry room. The private primary suite is a true retreat, featuring an en suite bath and two generous walk-in closets. The main level is ideal for both everyday living and entertaining, showcasing an open-concept layout with seamless flow between the living room, dining area, and kitchen. The kitchen offers a large center island, a cozy breakfast nook, abundant cabinetry, and the unique opportunity to select your own appliances to match your personal style. Luxury vinyl plank flooring adds durability and elegance throughout the main level, while plush carpeting creates warmth and comfort upstairs. Quartz countertops, along with stunning African Sapele doors and trim, provide upscale finishes that set this home apart. Completing the package is a fully insulated attached garage—including the overhead door—offering year-round comfort and energy efficiency. This home combines modern finishes, functional design, and exceptional value, making it one you won't want to miss. Schedule your showing today!

Single Family

  • Price
  • $ 309,900
  • City
  • Clearwater
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • WRIGHT
  • Half Bathrooms
  • 1
  • Area
  • Original Clearwater
  • Lot Size
  • 0.181 Acres
  • Zip
  • 55320
  • Sqr Footage
  • 1,620
  • Year Built
  • 2026
  • Taxes
  • $ 300
  • Style
  • Single Family
  • MLS#
  • 7121306
Listed By: Freedom Realty
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 1620
Sewer City Sewer/Connected
Heating Forced Air
Cooling Central Air
Roof Age 8 Years or Less
Garage Spaces 2
Year Built 2026
Levels Two
Property Subtype Single Family
Tax Year 2025
Accessibility No Stairs External
County Wright
New Construction Yes
Property Type Residential
HOA No
Contingency None
Subdivision Name Original Clearwater
Full Baths 1
Directions From I94,North/East on MN 24,North (left) County Rd 75 NW,Left on Ash St. Right on Prairie St (Home on right) GPS will likely not work for this new address,you can GPS 400 Prairie St for an adjacent
City Clearwater
High School District St. Cloud
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 300
Additional Parcels Y/N No
Standard Status Active
Lender Owned No
Amenities Unit Ceiling Fan(s),Kitchen Center Island,Primary Bedroom Walk-In Closet,Patio,Washer/Dryer Hookup,Walk-In Closet
PostalCity Clearwater

Interior Features

Basement None
Basement (Y/N) No
Fireplace Y/N No
Above Grade Finished Area 1620
Half Baths 1
3/4 Baths 1
Laundry Features Upper Level
Total Bedrooms 3
Total Baths 3
Dining Room Description Breakfast Area,Informal Dining Room,Kitchen/Dining Room,Living/Dining Room
Fuel Natural Gas
Garage Dimensions 21x22
Garage Door Width 7
Garage Square Feet 462

Exterior Features

Parking Features Attached Garage
Water Source City Water/Connected
Lot Size Area 0.181
Building Area Total 1620
Lot Dimensions 60x132x60x132
Waterfront Y/N No
Foundation Area 717
Road Frontage Type City Street
Road Responsibility Public Maintained Road

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Faribault, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

8/4/2026 Listed $329,900
8/12/2026 4% - $319,900
9/22/2026 4% - $309,900

Property vs Zip Code Average in 55320

Price
AVG $410K
$310K
Taxes
AVG $2,576
$300
Year Built
AVG 2002
2026
Visits
AVG 60
43
Data Provided by Inside Real Estate®

438 Prairie Street Clearwater, MN is a Single Family Home for sale at $309900 with 1620 sqft and a lot size of 0.181 Acres Acre(s). 438 Prairie Street Clearwater has 3 bedrooms, 2 baths and was built in 2026. The property's zip code is 55320 which is in Clearwater, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.