10639 Mississippi Dunes Trail S

Cottage Grove, MN
$ 499,990 Beds 3 Baths 2 Sq 1,886
Monthly Estimate* How much can I afford?

Welcome to the Cedarwood II floorplan by M/I Homes! This desirable patio villa offers main level living with a spacious owner's suite, plus an additional bedroom and bath, den, a sun drenched morning room, and laundry with utility sink. The open-concept design seamlessly connects the main living areas, creating a natural flow for both relaxation and hosting guests. The home features a gorgeous kitchen with a large, angled center island, quartz countertops and walk-in pantry. The owner's suite has a private bath with dual sinks, gorgeous tiled shower with glass doors, linen closet and HUGE walk-in closet! The home also has dedicated attic storage space over the garage with steps leading up! Lawn care, snow removal, landscaping, and trash/recycling are all taken care of by the association for a 'lock and leave' lifestyle. Spend more time living and less time maintaining! This home is set on a desirable lot that backs to a pond. Located in the secluded Mississippi Landing neighborhood, just steps from the Mississippi River! The area is full of large, mature trees, winding roads, water, wildlife, and plenty of peace and tranquility. The neighborhood is adjacent to the Mississippi Dunes Park Reserve, which offers a trail alongside the river with breathtaking views! As tucked away as this neighborhood feels, you're just a 10-minute drive to grocery stores, shopping, dining, and entertainment in Cottage Grove and Woodbury! Conventional 4.875%/5.243% APR if closing by October 29th with seller's preferred lender. Call for further details.

Single Family

  • Price
  • $ 499,990
  • City
  • Cottage Grove
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • WASHINGTON
  • Half Bathrooms
  • 0
  • Area
  • Mississippi Landing
  • Lot Size
  • 0.18 Acres
  • Zip
  • 55016
  • Sqr Footage
  • 1,886
  • Year Built
  • 2026
  • Taxes
  • $ 502
  • Style
  • Single Family
  • MLS#
  • 7120222
Listed By: M/I Homes
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 1886
Sewer City Sewer/Connected
Heating Forced Air
Cooling Central Air
Roof Age 8 Years or Less,Architectural Shingle
Appliances Air-To-Air Exchanger,Dishwasher,Disposal,Dryer,Electric Water Heater,Exhaust Fan,Humidifier,Microwave,Range,Refrigerator,Stainless Steel Appliances,Washer
HOA Fee 220
Garage Spaces 2
Association Fee Includes Lawn Care,Other,Professional Mgmt,Sanitation,Snow Removal
Construction Materials Frame
Year Built 2026
Electric 200+ Amp Service
Levels One
Property Subtype Single Family
Tax Year 2026
Accessibility None
Assoc Fee Paid Per Monthly
County Washington
New Construction Yes
Property Type Residential
HOA Yes
Contingency None
Subdivision Name Mississippi Landing
Full Baths 1
Directions From 494,694 take exit to south 61 ( towards Hastings) proceed to Jamaica Ave. S exit. Go south on Jamaica,to 100th St. South. turn right. 100th becomes 103rd St. South,Proceed south 2 miles. 103rd w
City Cottage Grove
Association Name First Service Residential
High School District South Washington County
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 502
Additional Parcels Y/N No
Availability Date 2026-09-30
Builder Name HANS HAGEN HOMES AND M/I HOMES
Standard Status Active
Lender Owned No
Community Name Mississippi Landing
PostalCity Cottage Grove

Interior Features

Basement None
Total Fireplaces 1
Fireplace Features Electric,Family Room
Basement (Y/N) No
Fireplace Y/N Yes
Above Grade Finished Area 1886
3/4 Baths 1
Laundry Features Laundry Room,Main Level,Sink
Total Bedrooms 3
Total Baths 2
Bath Desc Double Sink,Private Primary,Main Floor 3/4 Bath,Main Floor Full Bath
Dining Room Description Kitchen/Dining Room
Fuel Natural Gas
Garage Dimensions 19'8 x 21'
Garage Square Feet 472

Exterior Features

Fencing Partial,Privacy,Wood
Parking Features Attached Garage
Lot Features Sod Included in Price,Underground Utilities
Water Source City Water/Connected
Lot Size Area 0.18
Building Area Total 1899
Lot Dimensions 33 x 130 x 71 x 133
Waterfront Y/N No
Foundation Area 1899
Road Frontage Type City Street,Curbs,Paved Streets,Sidewalks,Street Lights
Road Responsibility Public Maintained Road

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Faribault, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

8/2/2026 Listed $565,000
8/5/2026 4% - $544,990
8/27/2026 4% - $523,990
9/17/2026 3% - $509,990
9/24/2026 2% - $499,990

Property vs Zip Code Average in 55016

Price
AVG $550K
$500K
Taxes
AVG $3,913
$502
Year Built
AVG 2011
2026
Visits
AVG 91
60
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

10639 Mississippi Dunes Trail S Cottage Grove, MN is a Single Family Home for sale at $499990 with 1886 sqft and a lot size of 0.18 Acres Acre(s). 10639 Mississippi Dunes Trail S Cottage Grove has 3 bedrooms, 2 baths and was built in 2026. The property's zip code is 55016 which is in Cottage Grove, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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