2657 146th Avenue Ne

Ham Lake, MN
$ 850,000 Beds 4 Baths 3.5 Sq 4,953 Virtual Tour
Monthly Estimate* How much can I afford?

This inviting and spacious two-story home sits on an incredible lot and offers a floor plan designed for both everyday living and entertaining. The expansive footprint creates generously sized rooms throughout, giving every space an open and comfortable feel. The main floor boasts a stunning kitchen complete with a large island that features a built-in cooktop with counter seating. The open floor plan is ideal for hosting gatherings and includes formal and informal dining space giving you ample space for all. A home office overlooks the beautifully landscaped front lawn and offers a peaceful place to work, note great room size which gives all room to roam and relax, and a spacious main-floor laundry room adds everyday convenience too. Upstairs, you'll find three generously sized bedrooms, including an oversized primary suite with plenty of space to accommodate a variety of furniture layouts and create your own private retreat. Bonus/flex room exists here too and could be another bedroom if needed, exercise or play space, or just another gathering place with a bit more privacy than the others. The fully finished lower level expands the home's living space with multiple areas for entertaining, a wet bar with heated floors, an additional bedroom, and a three-quarter bathroom—perfect for guests or flexible living arrangements. 3 zone heat. Owner's and Basement baths have huge walk-in showers. Rough-in gas line run to center island incase buyer wants to add a gas cooktop and one run to basement rec room for future fireplace. Completing the home is an oversized three-car garage (square footage is more than many 4 cars) with plenty of room for vehicles, storage, and hobbies. Electrical sub-panel in garage has tons of space for future circuits to be added. Garage is fully finished, but panel is on back wall so it's easy to add any equipment needed. Outside, enjoy the beautifully maintained yard from the inviting deck, ideal for summer evenings, or relax on the walkout patio just off the lower level. Don't forget to check out the pond hidden behind the trees on the right side of the lot. Flex/Bonus Room could easily be another Bedroom, making it 4 BRs UPSTAIRS if needed.

Single Family

  • Price
  • $ 850,000
  • City
  • Ham Lake
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • ANOKA
  • Half Bathrooms
  • 1
  • Area
  • Deer Haven Hills 6th Add
  • Lot Size
  • 1.67 Acres
  • Zip
  • 55304
  • Sqr Footage
  • 4,953
  • Year Built
  • 2005
  • Taxes
  • $ 6897
  • Style
  • Single Family
  • MLS#
  • 7109120
Listed By: RE/MAX Results
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 4953
Sewer Septic System Compliant - Yes,Tank with Drainage Field
Heating Forced Air
Cooling Central Air
Roof Architectural Shingle,Pitched
Appliances Air-To-Air Exchanger,Cooktop,Dishwasher,Dryer,Gas Water Heater,Microwave,Refrigerator,Stainless Steel Appliances,Wall Oven,Washer,Water Softener Owned,Wine Cooler
Garage Spaces 3
Construction Materials Block,Frame
Year Built 2005
Electric Circuit Breakers,200+ Amp Service
Levels Two
Property Subtype Single Family
Tax Year 2026
Waterfront Features Pond
Accessibility None
County Anoka
New Construction No
Property Type Residential
HOA No
Contingency None
Subdivision Name Deer Haven Hills 6th Add
Other Structures Kennel/Dog Run
Full Baths 1
Directions Naples north of Bunker Lake Blvd to 146th Ave. West to 147th,which is at the T,take a left. Continue to 146th and take a right. 2nd home on your right just B4 the cul-de-sac.
City Ham Lake
High School District Anoka-Hennepin
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 6897
Additional Parcels Y/N No
Standard Status Active
Lender Owned No
Amenities Unit Cable,Ceiling Fan(s),Deck,Exercise Room,Hardwood Floors,Kitchen Center Island,Kitchen Window,Primary Bedroom Walk-In Closet,Natural Woodwork,Patio,Paneled Doors,Porch,Panoramic View,In-Ground Sprinkl
PostalCity Ham Lake

Interior Features

Basement Block,Daylight/Lookout Windows,Drain Tiled,Finished,In-Floor Heat,Storage Space,Sump Basket,Tile Shower,Walkout
Total Fireplaces 1
Fireplace Features Family Room,Gas
Basement (Y/N) Yes
Fireplace Y/N Yes
Above Grade Finished Area 3443
Half Baths 1
3/4 Baths 2
Laundry Features Electric Dryer Hookup,Laundry Room,Main Level,Sink
Total Bedrooms 4
Below Grade Finished Area 1510
Total Baths 4
Bath Desc 3/4 Basement,3/4 Primary,Basement,Double Sink,Private Primary,Main Floor 1/2 Bath,Upper Level Full Bath,Walk-In Shower Stall
Dining Room Description Breakfast Area,Eat In Kitchen,Informal Dining Room,Separate/Formal Dining Room
Fuel Natural Gas
Garage Dimensions 40x24
Garage Door Width 8
Garage Square Feet 1060

Exterior Features

Fencing Invisible
Parking Features Attached Garage,Asphalt,Electric,Garage Door Opener,Storage
Lot Features Tree Coverage - Medium
Water Source Private,Well
Lot Size Area 1.67
Building Area Total 5112
Lot Dimensions 272x351x179x320
Wooded Area 1
Waterfront Y/N No
Foundation Area 1669
Road Frontage Type City Street,Cul De Sac,Curbs,Paved Streets,Street Lights
Road Responsibility Public Maintained Road

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Faribault, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

7/16/2026 Listed $865,000
8/13/2026 1% - $860,000
8/19/2026 2% - $850,000

Property vs Zip Code Average in 55304

Price
AVG $830K
$850K
Taxes
AVG $4,064
$6,897
Year Built
AVG 2009
2005
Visits
AVG 202
64
Data Provided by Inside Real Estate®

2657 146th Avenue Ne Ham Lake, MN is a Single Family Home for sale at $850000 with 4953 sqft and a lot size of 1.67 Acres Acre(s). 2657 146th Avenue Ne Ham Lake has 4 bedrooms, 3 baths and was built in 2005. The property's zip code is 55304 which is in Ham Lake, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.