1085 W Shore Drive Sw

Hutchinson, MN
$ 850,000 Beds 4 Baths 3.5 Sq 3,845
Monthly Estimate* How much can I afford?

Introducing an extraordinary waterfront retreat where luxury, craftsmanship, and breathtaking natural beauty come together on the pristine shores of Otter Lake. This completely renovated walkout rambler offers 4 bedrooms, 4 bathrooms, and spectacular panoramic lake views that create an unforgettable backdrop from sunrise to sunset. Designed for both sophisticated entertaining and everyday living, the stunning open-concept floor plan is centered around a showstopping chef's kitchen featuring custom cabinetry, premium finishes, and an impressive 13-foot center island that invites family and guests to gather. Walls of windows flood the home with natural light while capturing the stunning waterfront vistas from the main living spaces. The private primary suite is a luxurious sanctuary, offering generous proportions, elegant finishes, and a spa-inspired ensuite designed for ultimate comfort and relaxation. The expansive walkout lower level provides exceptional additional living space, perfect for entertaining, hosting overnight guests, or simply enjoying the peaceful lakefront setting. Step outside and embrace the ultimate waterfront lifestyle with sweeping views, beautiful sunsets, and direct access to Otter Lake for boating, fishing, swimming, and endless outdoor recreation. Every detail of this remarkable renovation has been thoughtfully curated with quality craftsmanship and timeless design, creating a home that is as impressive as it is inviting. Whether you're seeking an exceptional year-round residence or a luxury lakefront getaway, this one-of-a-kind property delivers an unparalleled combination of elegance, comfort, and unforgettable waterfront living.

Single Family

  • Price
  • $ 850,000
  • City
  • Hutchinson
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • MCLEOD
  • Half Bathrooms
  • 1
  • Area
  • Island View Heights First Add
  • Lot Size
  • 0.633609 Acres
  • Zip
  • 55350
  • Sqr Footage
  • 3,845
  • Year Built
  • 1995
  • Taxes
  • $ 7534
  • Style
  • Single Family
  • MLS#
  • 7105841
Listed By: Edina Realty, Inc.
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 3845
Sewer City Sewer/Connected
Heating Forced Air,In-Floor Heating
Cooling Central Air
Roof Age 8 Years or Less
Appliances Dishwasher,Disposal,Double Oven,Exhaust Fan,Microwave,Range,Refrigerator,Water Softener Owned
Garage Spaces 3
Year Built 1995
Electric 200+ Amp Service
View Panoramic
Levels One
Property Subtype Single Family
Tax Year 2026
Waterfront Features Lake Front
Accessibility Doors 36 +,Hallways 42 +
County McLeod
New Construction No
Property Type Residential
HOA No
Contingency None
Subdivision Name Island View Heights First Add
Full Baths 2
Directions South Grade Road to West Shore Drive to property.
City Hutchinson
High School District Hutchinson
Zoning Description Residential-Single Family
Lot Size Units Square Feet
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 7534
Additional Parcels Y/N No
Standard Status Active
Lender Owned No
Amenities Unit Deck,Indoor Sprinklers,Kitchen Center Island,Kitchen Window,Patio,Panoramic View,Security System,Tile Floors,Vaulted Ceiling(s)
PostalCity Hutchinson

Interior Features

Basement Drain Tiled,Egress Window(s),Finished,Storage Space,Walkout
Total Fireplaces 2
Fireplace Features Brick,Circulating,Gas,Living Room,Stone,Wood Burning
Basement (Y/N) Yes
Fireplace Y/N Yes
Above Grade Finished Area 2136
Half Baths 1
3/4 Baths 1
Laundry Features Laundry Room,Main Level
Total Bedrooms 4
Below Grade Finished Area 1709
Total Baths 4
Bath Desc 3/4 Basement,Double Sink,Bathroom Ensuite,Private Primary,Main Floor Full Bath,Walk-In Shower Stall
Dining Room Description Breakfast Area,Kitchen/Dining Room
Fuel Natural Gas
Garage Square Feet 832
Waterfront Feet 120

Exterior Features

Parking Features Attached Garage,Concrete,Floor Drain,Finished Garage,Garage Door Opener,Heated Garage,Multiple Garages,Tuckunder Garage
Lot Features Tree Coverage - Medium
Water Source City Water/Connected
Lot Size Area 27600
Building Area Total 4272
Lot Dimensions 230x120
Waterfront Y/N Yes
Foundation Area 2136
Road Frontage Type City Street

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Faribault, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

8/5/2026 Listed $850,000

Property vs Zip Code Average in 55350

Price
AVG $380K
$850K
Taxes
AVG $3,644
$7,534
Year Built
AVG 1987
1995
Visits
AVG 48
54
Data Provided by Inside Real Estate®

1085 W Shore Drive Sw Hutchinson, MN is a Single Family Home for sale at $850000 with 3845 sqft and a lot size of 0.633609 Acres Acre(s). 1085 W Shore Drive Sw Hutchinson has 4 bedrooms, 3 baths and was built in 1995. The property's zip code is 55350 which is in Hutchinson, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.