520 Fred Street

Saint Paul, MN
$ 199,900 Beds 2 Baths 1 Sq 1,292
Monthly Estimate* How much can I afford?

Beautifully maintained and thoughtfully updated, this Payne-Phalen home is ready for its next chapter. Updated flooring brings a fresh, modern feel throughout, while the functional layout offers comfortable everyday living. Step outside to enjoy the private backyard-perfect for relaxing, gardening, or entertaining friends and family. Conveniently located near parks, local restaurants, shopping, and easy access to downtown Saint Paul.

Single Family

  • Price
  • $ 199,900
  • City
  • Saint Paul
  • Bedrooms
  • 2
  • Full Bathrooms
  • 1
  • County
  • RAMSEY
  • Half Bathrooms
  • 0
  • Area
  • Irvines Add Of Outlots
  • Lot Size
  • 0.106 Acres
  • Zip
  • 55130
  • Sqr Footage
  • 1,292
  • Year Built
  • 1889
  • Taxes
  • $ 2944
  • Style
  • Single Family
  • MLS#
  • 7105418
Listed By: RE/MAX Results
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 1292
Sewer City Sewer/Connected
Heating Forced Air
Cooling Central Air
Roof Age Over 8 Years,Asphalt
Appliances Dryer,Exhaust Fan,Gas Water Heater,Microwave,Range,Refrigerator,Washer
Pool Features None
Year Built 1889
Electric Circuit Breakers,100 Amp Service
Levels One and One Half
Property Subtype Single Family
Tax Year 2026
Accessibility None
County Ramsey
New Construction No
Property Type Residential
HOA No
Contingency None
Subdivision Name Irvines Add Of Outlots
Directions I-94 to Mounds Blvd,left (S) on 7th,right (N) on Payne,left (W) on Tedesco,right (N) on Burr,east (R) to Fred St
City Saint Paul
High School District St. Paul
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 2944.3
Additional Parcels Y/N No
Standard Status Active
Lender Owned No
Amenities Unit Ceiling Fan(s),Hardwood Floors,Kitchen Center Island,Kitchen Window,Natural Woodwork,Patio,Satellite Dish,Security System,Tile Floors,Washer/Dryer Hookup
PostalCity Saint Paul

Interior Features

Basement Full
Basement (Y/N) Yes
Fireplace Y/N No
Above Grade Finished Area 1292
3/4 Baths 1
Laundry Features In Unit
Total Bedrooms 2
Total Baths 1
Bath Desc Upper Level 3/4 Bath
Dining Room Description Separate/Formal Dining Room
Fuel Natural Gas

Exterior Features

Fencing Full,Privacy
Parking Features Asphalt
Water Source City Water/Connected
Lot Size Area 0.106
Building Area Total 1292
Lot Dimensions 40x113
Waterfront Y/N No
Foundation Area 789

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Faribault, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

7/17/2026 Listed $215,000
7/30/2026 5% - $205,000
9/8/2026 3% - $199,900

Property vs Zip Code Average in 55130

Price
AVG $220K
$200K
Taxes
AVG $5,014
$2,944
Year Built
AVG 1923
1889
Visits
AVG 144
76
Data Provided by Inside Real Estate®

520 Fred Street Saint Paul, MN is a Single Family Home for sale at $199900 with 1292 sqft and a lot size of 0.106 Acres Acre(s). 520 Fred Street Saint Paul has 2 bedrooms, 1 baths and was built in 1889. The property's zip code is 55130 which is in Saint Paul, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.