6870 102nd Street S

Cottage Grove, MN
$ 384,000 Beds 3 Baths 2.5 Sq 2,087
Monthly Estimate* How much can I afford?

Better than new and move-in ready! This beautifully updated home offers a bright, open floor plan, flexible living spaces, and low-maintenance association living. Recent upgrades include laminate flooring throughout, faux-wood slat blinds, and custom improvements to the walk-in pantry and laundry room. The main level features a spacious living room with a stone-surround gas fireplace, sun-filled dining area, and sliding doors to the concrete patio. The stylish kitchen includes Corian countertops, white cabinetry, stainless steel appliances, gas range, subway-tile backsplash, oversized island, and an impressive walk-in pantry with custom shelving and workspace. Upstairs, the vaulted owner's suite includes a large walk-in closet and private bath with double sinks. Two additional bedrooms, a full bath, upgraded laundry room, and versatile loft provide plenty of space for an office, playroom, fitness area, or second living space. Enjoy overhead garage storage plus association-maintained lawn care, snow removal, irrigation, trash, and recycling. Conveniently located near parks, trails, shopping, dining, Cottage Grove, and Woodbury. Quick closing possible — move in and start enjoying it right away!

Single Family

  • Price
  • $ 384,000
  • City
  • Cottage Grove
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • WASHINGTON
  • Half Bathrooms
  • 1
  • Area
  • Settlers Bluff
  • Lot Size
  • 0.11 Acres
  • Zip
  • 55016
  • Sqr Footage
  • 2,087
  • Year Built
  • 2021
  • Taxes
  • $ 4543
  • Style
  • Single Family
  • MLS#
  • 7104145
Listed By: Homes Plus Realty
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 2087
Sewer City Sewer/Connected
Heating Forced Air
Cooling Central Air
Roof Age 8 Years or Less
Appliances Air-To-Air Exchanger,Dishwasher,Dryer,Exhaust Fan,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliances,Washer,Water Softener Owned
HOA Fee 165
Garage Spaces 2
Association Fee Includes Lawn Care,Other,Professional Mgmt,Snow Removal
Construction Materials Concrete
Year Built 2021
Electric 200+ Amp Service,Other
Levels Two
Property Subtype Single Family
Tax Year 2025
Accessibility No Stairs External
Assoc Fee Paid Per Monthly
County Washington
New Construction No
Property Type Residential
HOA Yes
Contingency None
Subdivision Name Settlers Bluff
Full Baths 1
Directions Head south on Hadley Ave S. Turn right onto 102nd St S. Home will be on your right.
City Cottage Grove
Association Name Gassen
High School District South Washington County
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 4543
Additional Parcels Y/N No
Standard Status Active
Lender Owned Not Disclosed
Amenities Unit Ceiling Fan(s),Kitchen Center Island,Primary Bedroom Walk-In Closet,Other,Patio,Paneled Doors,Porch,In-Ground Sprinkler,Vaulted Ceiling(s),Washer/Dryer Hookup,Walk-In Closet
PostalCity Cottage Grove

Interior Features

Basement None
Total Fireplaces 1
Fireplace Features Gas
Basement (Y/N) No
Fireplace Y/N Yes
Above Grade Finished Area 2087
Half Baths 1
3/4 Baths 1
Laundry Features Laundry Room,Upper Level
Total Bedrooms 3
Total Baths 3
Bath Desc Double Sink,Full Primary,Main Floor 1/2 Bath,Upper Level 3/4 Bath,Upper Level Full Bath
Dining Room Description Kitchen/Dining Room,Living/Dining Room
Fuel Natural Gas
Garage Square Feet 450

Exterior Features

Fencing None
Parking Features Attached Garage,Insulated Garage
Lot Features Tree Coverage - Light
Water Source City Water/Connected
Lot Size Area 0.11
Building Area Total 2087
Lot Dimensions 40 x 120
Waterfront Y/N No
Foundation Area 927
Road Frontage Type City Street
Road Responsibility Public Maintained Road

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Faribault, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

7/17/2026 Listed $389,990
8/7/2026 2% - $385,000
9/11/2026 1% - $384,000

Property vs Zip Code Average in 55016

Price
AVG $550K
$380K
Taxes
AVG $3,913
$4,543
Year Built
AVG 2011
2021
Visits
AVG 91
89
Data Provided by Inside Real Estate®

6870 102nd Street S Cottage Grove, MN is a Single Family Home for sale at $384000 with 2087 sqft and a lot size of 0.11 Acres Acre(s). 6870 102nd Street S Cottage Grove has 3 bedrooms, 2 baths and was built in 2021. The property's zip code is 55016 which is in Cottage Grove, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.