1329 S Oak Street

Lake City, MN
$ 659,000 Beds 3 Baths 3 Sq 3,170
Monthly Estimate* How much can I afford?

Stunning lake property! Experience unparalleled lakeview living with this rare opportunity to own a meticulously maintained twin home on Lake Pepin. This exquisite 3-bedroom, 3-bath residence offers breathtaking views from nearly every room, ensuring you'll be captivated by the beauty of the lake and surrounding bluffs. Key Features: Enjoy panoramic vistas from almost every room, including the private master suite. Elegant Interiors: Hardwood floors, a custom kitchen, and an open, inviting floor plan enhance the home's charm. Entertainment Ready: The full finished basement boasts a wet bar, billiard room, and walk-out patio, perfect for gatherings and relaxation. Maintenance-Free Living: Lakeshore Estates Association handles exterior upkeep, giving you more freedom to enjoy your winters in warmer climates. This townhome is a part of the association & has beachfront access with no street between you and the lake, you'll relish the serene water views and the picturesque surrounding bluffs. Enjoy the beauty of the surrounding bluffs, water views, and soaring eagles!

Single Family

  • Price
  • $ 659,000
  • City
  • Lake City
  • Bedrooms
  • 3
  • Full Bathrooms
  • 3
  • County
  • WABASHA
  • Half Bathrooms
  • 0
  • Area
  • Lakeshore Estates
  • Lot Size
  • 0.127 Acres
  • Zip
  • 55041
  • Sqr Footage
  • 3,170
  • Year Built
  • 2007
  • Taxes
  • $ 10498
  • Style
  • Twin Home
  • MLS#
  • 7049647
Listed By: Featherstone Real Estate, LLC
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 3170
Sewer City Sewer/Connected
Heating Forced Air
Cooling Central Air
Roof Asphalt
Appliances Dishwasher,Dryer,Microwave,Range,Refrigerator,Stainless Steel Appliances,Washer
HOA Fee 410
Garage Spaces 2
Association Fee Includes Building Exterior,Lawn Care,Maintenance Grounds,Snow Removal
Year Built 2007
Electric Circuit Breakers
Levels One
Property Subtype Twin Home
Tax Year 2026
Waterfront Features Association Access,Lake Front,Lake View,River Front,River View
Accessibility None
Assoc Fee Paid Per Monthly
County Wabasha
New Construction No
Property Type Residential
Association Amenities Beach,In-Ground Sprinkler System,Other
HOA Yes
Contingency None
Subdivision Name Lakeshore Estates
Full Baths 2
Directions Hwy 61 to Lake City,left on S Oak to St. house is on the left.
City Lake City
Association Name Lakeshore Estates
High School District Lake City
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N Yes
Land Lease Y/N No
Tax Annual Amount 10498
Additional Parcels Y/N No
Standard Status Active
Lender Owned No
Amenities Unit Ceiling Fan(s),Deck,Hardwood Floors,Kitchen Center Island,Kitchen Window,Primary Bedroom Walk-In Closet,Main Floor Primary Bedroom,Patio,Paneled Doors,Tile Floors,Washer/Dryer Hookup
PostalCity Lake City

Interior Features

Basement Daylight/Lookout Windows,Egress Window(s),Finished,Full,Walkout
Total Fireplaces 2
Fireplace Features Family Room,Living Room
Basement (Y/N) Yes
Fireplace Y/N Yes
Above Grade Finished Area 1777
3/4 Baths 1
Laundry Features Laundry Room,Main Level
Total Bedrooms 3
Below Grade Finished Area 1393
Total Baths 3
Bath Desc Double Sink,Bathroom Ensuite,Full Primary,Full Basement,Private Primary,Main Floor Full Bath,Separate Tub & Shower
Dining Room Description Informal Dining Room
Fuel Natural Gas
Garage Dimensions 21x26
Garage Square Feet 534

Exterior Features

Parking Features Attached Garage,Concrete
Lot Features Zero Lot Line
Water Source City Water/Connected
Lot Size Area 0.127
Building Area Total 3554
Lot Dimensions 50x111
Waterfront Y/N Yes
Foundation Area 1777
Road Frontage Type City Street,Curbs,Paved Streets
Road Responsibility Public Maintained Road

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Faribault, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

4/6/2026 Listed $724,900
4/27/2026 4% - $699,900
6/3/2026 3% - $679,900
8/14/2026 4% - $659,000

Property vs Zip Code Average in 55041

Price
AVG $450K
$660K
Taxes
AVG $3,965
$10,498
Year Built
AVG 1971
2007
Visits
AVG 45
61
Data Provided by Inside Real Estate®

1329 S Oak Street Lake City, MN is a Single Family Home for sale at $659000 with 3170 sqft and a lot size of 0.127 Acres Acre(s). 1329 S Oak Street Lake City has 3 bedrooms, 3 baths and was built in 2007. The property's zip code is 55041 which is in Lake City, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.